Don't let foreclosure be the end. Discover a new beginning with us.
We have solutions for you
Optimum Solutions
Our Services
INTRO
Welcome to Optimum, your ultimate partner in securing your future by protecting your home and credit. We understand that facing foreclosure can be a stressful experience, but you don't have to go through it alone. We're here to help with quick, efficient, and empathetic home solutions tailored just for you.
We Find Solutions
Whether the scenario needs a cash purchase, subject-to loan, loan assumption, or late payment bailout, we offer a range of solutions to help you avoid foreclosure.
Cash Purchase
Skip the hassle of traditional home selling while the pressure of foreclosure is looming. We'll buy your house outright, providing immediate relief and a straightforward path forward.
Real-life Example: Consider the case of a homeowner who inherited a property from a loved one. The house had unpaid property taxes and required significant repairs. As the property remained unsold in the market, the foreclosure notices started to arrive. Optimum intervened with a quick Cash Purchase solution, effectively clearing the overdue taxes and leaving the remaining funds for the homeowner to use as they wished.
Subject-to Loan
Our "Subject-to Loan" service offers you a way out by allowing us to take over your existing mortgage payments. It provides a safe haven during tough times and helps keep foreclosure at bay.
Real-life Example: A homeowner had lost his job and was struggling to make mortgage payments on time. As the months rolled on, he was sinking deeper into debt. When he approached us, we stepped in with our Subject-to Loan service, taking over the existing mortgage. This allowed the homeowner to avoid foreclosure and get his financial life back on track.
Forbearance Bailout
Our "Forebearance Bailout" service offers a temporary reprieve from your mortgage payments, allowing you the breathing room to recover financially and prevent foreclosure.
Real-life Example: After a homeowner was involved in a severe accident, his medical bills started piling up, and he was unable to make his mortgage payments. Foreclosure seemed inevitable until we stepped in with our Forebearance Bailout service. We negotiated a period of reduced payments with his lender, giving him time to recover both physically and financially.